Self Employed

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Self Employed

If you're self-employed, it can be more of a challenge to get a mortgage because you'll need to prove you have a reliable income.

Most lenders require two years of trading figures to support a mortgage, but it is possible to obtain a mortgage with just one year.

Mortgage providers can have different lending criteria depending on if you’re self-employed, a partner or the owner of a limited company

The documents that lenders normally require are

· Tax Calculations

· Tax Year Overview

· Accounts

· Business Bank Statements